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Payments

How Money Moves at Ricky Casino

PayID and POLi for quick AUD deposits, Neosurf for cash-style play, crypto for faster cashouts. Here's how each option actually works.

Deposits and withdrawals, explained properly

Last updated: September 29, 2026

Most of our players fund their account the same way they pay for everything else online: PayID from a banking app, a card, or a voucher bought at a newsagent. This page goes through each method, how Australians tend to use it, and what to expect on the withdrawal side, including crypto.

PayID: the default for most AU players

PayID has become the normal way Australians move money between banks, and it works the same way at the Ricky Casino cashier. Instead of typing out a BSB and account number, you link your phone number or email to your bank account, then use that as your PayID. Deposits made this way typically land in your Ricky Casino balance almost immediately, since PayID transfers happen bank-to-bank in real time rather than through the old batch-processing that regular transfers use.

If you already have PayID set up for splitting bills or paying a mate back, it's the same identifier here. No new registration with your bank is needed. Just select PayID at the cashier, confirm the amount in AUD, and approve it from your banking app.

POLi: paying straight from your bank

POLi is the other familiar option for Australian players who'd rather not use a card online. It works by logging into your own online banking through a secure POLi window and authorising the payment directly, so the money leaves your account like any other bank transfer, without you having to share card numbers with the cashier. It suits players who bank with one of the major Australian banks and want that direct-from-account feel rather than going through Visa or Mastercard rails.

Cards, bank transfer and Neosurf

Visa and Mastercard remain available for players who prefer to deposit the way they'd shop anywhere else. A standard bank transfer is also on the table for those happy to wait a little longer for funds to clear, which suits topping up ahead of a weekend session rather than funding an active one.

Neosurf vouchers are popular with players who want to keep their casino spending completely separate from their everyday bank account. You buy a voucher with cash or EFTPOS at a newsagent or convenience store, then enter the code at the cashier to load your balance. It's a straightforward way to set a hard spending limit for the session, since you can only deposit what's on the voucher.

Crypto: Bitcoin and Tether for faster payouts

Bitcoin and Tether are supported for players who hold crypto already or don't mind picking it up through an exchange first. The main appeal on the withdrawal side is speed: once a cashout is approved, a crypto payout typically clears the blockchain network faster than a card refund or bank transfer, since it isn't waiting on a banking cycle. Network confirmation times do vary depending on blockchain traffic and the network fee applied, so treat it as generally faster rather than instant in every case.

To withdraw in crypto you'll need a wallet address ready, whether that's on an exchange account or a personal wallet. Double-check the address before submitting a withdrawal request, as crypto transactions can't be reversed once sent.

Typical deposit habits we see from AU players

  • PayID for a quick top-up before a live dealer session, since it lands fast and needs no card details
  • POLi when banking direct from a linked account feels safer than entering card numbers
  • Neosurf for players setting a fixed budget for the night, cash-in-hand style
  • Cards for smaller, casual deposits when topping up on the fly
  • Crypto for players who already hold Bitcoin or Tether and want a quicker route to cashing out winnings

Withdrawals: what actually affects the wait

However you deposited, your withdrawal method may need to match it in some cases, which is standard practice for anti-fraud checks across Australian-facing operators. Verification (confirming your identity and payment details) is usually the biggest factor in how long a withdrawal takes, more so than the payment rail itself. Getting your ID and address documents uploaded and approved in advance, before you request a big withdrawal, is the simplest way to avoid delays.

Bank transfers and card refunds generally take longer to clear than PayID or crypto, purely because they route through more banking infrastructure. If speed matters to you, PayID on the deposit side and crypto on the withdrawal side is the combination most players lean on.

For the bonus terms attached to deposits, see the Bonus page. To check which pokies and live tables you can fund with any of these methods, head to Pokies or the full Games list. And if you're setting up your account for the first time, you can register here.

Deposits and withdrawals, explained properly

Is PayID really instant at Ricky Casino?

It's designed to be near-instant since it's a direct bank-to-bank transfer rather than a batch payment, and most players see funds in their balance within moments of confirming. Occasional delays can still happen on the banking side, so if a deposit doesn't show up straight away, check your banking app before contacting support.

Do I need a bank account to use POLi?

Yes, POLi works by logging into your existing online banking to authorise the payment, so you'll need internet banking set up with your bank. It doesn't require a separate POLi account or app download.

Where do I buy a Neosurf voucher?

Neosurf vouchers are sold at participating newsagents and convenience stores around Australia. You pay with cash or EFTPOS, get a code, then enter that code at the Ricky Casino cashier to deposit.

Why is crypto faster for withdrawals than a bank transfer?

Crypto payouts move over the blockchain network rather than through bank clearing cycles, so once a withdrawal is approved, it generally settles faster. Actual confirmation time depends on network conditions at the time, so treat it as generally quicker rather than fixed.

What determines how long my withdrawal takes?

Identity verification is usually the main factor, more than the payment method itself. Uploading your ID and address proof ahead of time, and checking the footer or terms for current processing guidance, is the best way to keep things moving.